Proverbs 8:12 (NKJV) — 12 “I, wisdom, dwell with prudence, And find out knowledge and discretion.
Wisdom is not just theoretical. We must not think wisdom is limited to mental exercise. The words translated “prudence,” “knowledge” and “discretion” in this verse all point in the direction of the practical application of wisdom. Prudence is discretion in practical affairs. Knowledge involves the application of what is known. Discretion is the trait of judging wisely and objectively. (Logos Bible Software Exegetical Guide on Proverbs 8:12.)